The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month. Consider Keeping Your Life Insurance When You Retire Reasons to retain your coverage into your retirement years.